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Effective Date: August 5, 2014

CSBank Checking Account

Requirements
Balance
Interest Rate
Annual Percentage Yield
$100.00 to open this account
None
None
None
       If check images are returned - $5.00/month

Reward Checking Account

Requirements
Balance
Interest Rate
Annual Percentage Yield

$500.00 to open this account

$500.00 Minimum Balance
$.01-$2,499.99
.01%
.01%
$2,500.00 - $9,999.99
.05%
.05%
$10,000.00 and above
.10%
.10%
$9.00 per month fee if balance falls below $500.00

Wealth Builder Account

Requirements
Balance
Interest Rate
Annual Percentage Yield

$1,000.00 to open this account

$1,000.00 Minimum Balance
$ .01-24,999.99
.05%
.05%
$25,000.00 - $49,999.99
.10%
.10%
$50,000.00 - $99,999.99
.15%
.15%
$100,000.00 and above
.20%
.20%
$10.00 per month fee if balance falls below $1,000.00. Maximum of 6 withdrawals per month other than in-person transfers. Unlimited in-person transfers, $.50 charge for each withdrawal thereafter. This does not include ATM withdrawals.

Super Saver Account

Requirements
Balance
Interest Rate
Annual Percentage Yield
$100.00 Minimum Balance
$ .01-9,999.99
.05%
.05%
$10,000.00 - $24,999.99
.10%
.10%
$25,000.00 - $49,999.99
.15%
.15%
$50,000.00 - $99,999.99
.20%
.20%
$100,000.00 and above
.20%
.20%
$2.00 per month fee if balance falls below $100.00. First 6 withdrawals free, $.50 charge for each withdrawal thereafter.

Individual Retirement Account

Requirements
Balance
Interest Rate
Annual Percentage Yield
No minimum balance to open or maintain
None
.80%
.80%

Fees could reduce earnings on accounts. Rate may change after the account is open.

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All text and original graphics copyright © 2009 Citizens State Bank
Citizens State Bank
200 North Main Street, PO Box 159, Pocahontas, IA 50574-0159
Ph: 712-335-3322 | Fax: 712-335-4603 | csbpoky@csbpoky.com