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Consumer Deposit Accounts
Effective Date: October 2, 2014

9 MONTH - RENEWABLE – CD SPECIAL!
   .35% INTEREST RATE  .35% APY *** $10,000 MINIMUM


CERTIFICATES OF $10,000 OR MORE

TERM

ANNUAL PERCENTAGE YIELD
INTEREST RATE
91 day
0.15%
0.15%
182 day
0.25%
0.25%
12 months
0.35%
0.35%
18 months
0.50%
0.50%
24 months
0.70%
0.70%
30 months
0.75%
0.75%
36 months
0.80%
0.80%
48 months
1.10%
1.10%

CERTIFICATES LESS THAN $10,000

TERM

ANNUAL PERCENTAGE YIELD
INTEREST RATE
91 day
0.05%
0.05%
182 day
0.10%
0.10%
12 months
0.20%
0.20%
18 months
0.35%
0.35%
24 months
0.55%
0.55%
30 months
0.60%
0.60%
36 months
0.65%
0.65%
48 months
0.95%
0.95%

Depositors may receive interest payments by check or direct deposit. If interest is paid by check or direct deposit, rather than compounded to the certificate, the annual percentage yield will be the same as the interest rate. Minimum opening balance is $500. Penalty will be imposed for early withdrawal.
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All text and original graphics copyright © 2009 Citizens State Bank
Citizens State Bank
200 North Main Street, PO Box 159, Pocahontas, IA 50574-0159
Ph: 712-335-3322 | Fax: 712-335-4603 | csbpoky@csbpoky.com